INGREDIENTS: Whole Milk, Sugar, Skimmed Milk, Cocoa Butter, Cocoa Mass, Dried Skimmed Milk, Whey Powder (Milk), Anhydrous Milk Fat, Emulsifiers (Lecithins, Polyglycerol Polyricinoleate), Flavouring. Vegetable Oil (Palm Oil, Fully Hydrogentated Palm Oil), Whey Powder (MILK), Fat Reduced Cocoa Powder, Emulsifier: Polyglycerol polyricinoleate, Lecithin (SOYA); Flavouring. Speculoos Caramelised Biscuits (58%) [Wheat Flour, Sugar, Palm Fat, Candy Sugar Syrup, Raising Agent (Sodium Carbonates), Sea Salt, Cinnamon, Rapeseed Oil], Rapeseed Oil, Sugar, Emulsifier (Lecithins), Caramelised Sugar Powder [Sugar, Maltodextrin], Flavouring, Cinnamon, Citric Acid, Salt. Wheat Flour, Sugar, Vegetable Oils (Palm*, Soya), Candy Sugar Syrup, Raising Agent (Sodium Hydrogen Carbonate), Soya Flour, Salt, Cinnamon. May contain traces of PEANUTS and NUTS.